EMI vs SIP for ₹6,700,000
8 Years @ 10%
Original Plan
8 Years @ 10%
EMI: ₹ 101,667
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 76,906
Monthly Savings
₹ 24,761
SIP Investment
@ 12% for 13 years
₹ 9,308,460
Extra Interest Paid
₹ 2,237,286
Final Outcome
₹ 7,071,174
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹9,308,460.
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