EMI vs SIP for ₹10,000,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 111,539
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 106,038
Monthly Savings
₹ 5,500
SIP Investment
@ 12% for 24 years
₹ 9,200,411
Extra Interest Paid
₹ 5,108,205
Final Outcome
₹ 4,092,206
Profit from SIP strategy
Analysis
For ₹10,000,000 loan at 12%, investing savings can generate ₹9,200,411.
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