EMI vs SIP for ₹9,800,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 128,715
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 112,819
Monthly Savings
₹ 15,896
SIP Investment
@ 12% for 17 years
₹ 10,617,239
Extra Interest Paid
₹ 4,480,130
Final Outcome
₹ 6,137,109
Profit from SIP strategy
Analysis
For ₹9,800,000 loan at 12%, investing savings can generate ₹10,617,239.
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