EMI vs SIP for ₹9,600,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 104,515
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 100,507
Monthly Savings
₹ 4,008
SIP Investment
@ 12% for 26 years
₹ 8,621,076
Extra Interest Paid
₹ 5,020,498
Final Outcome
₹ 3,600,578
Profit from SIP strategy
Analysis
For ₹9,600,000 loan at 12%, investing savings can generate ₹8,621,076.
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