EMI vs SIP for ₹9,300,000

5 Years @ 11%

Original Plan

5 Years @ 11%

EMI: ₹ 202,205

Extended Plan

10 Years (Reduced EMI)

EMI: ₹ 128,108

Monthly Savings

₹ 74,097

SIP Investment

@ 12% for 10 years

₹ 17,215,634

Extra Interest Paid

₹ 3,240,629

Final Outcome

₹ 13,975,005

Profit from SIP strategy

Analysis

For ₹9,300,000 loan at 11%, investing savings can generate ₹17,215,634.

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