EMI vs SIP for ₹9,000,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 114,008
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 91,284
Monthly Savings
₹ 22,724
SIP Investment
@ 12% for 15 years
₹ 11,466,088
Extra Interest Paid
₹ 2,750,135
Final Outcome
₹ 8,715,953
Profit from SIP strategy
Analysis
For ₹9,000,000 loan at 9%, investing savings can generate ₹11,466,088.
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