EMI vs SIP for ₹900,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 9,291
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 9,158
Monthly Savings
₹ 133
SIP Investment
@ 12% for 34 years
₹ 766,400
Extra Interest Paid
₹ 503,120
Final Outcome
₹ 263,280
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹766,400.
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