EMI vs SIP for ₹900,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 7,477
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 7,197
Monthly Savings
₹ 280
SIP Investment
@ 12% for 31 years
₹ 1,116,745
Extra Interest Paid
₹ 344,484
Final Outcome
₹ 772,261
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,116,745.
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