EMI vs SIP for ₹900,000
26 Years @ 12%
Original Plan
26 Years @ 12%
EMI: ₹ 9,423
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 9,228
Monthly Savings
₹ 195
SIP Investment
@ 12% for 31 years
₹ 777,234
Extra Interest Paid
₹ 492,898
Final Outcome
₹ 284,336
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹777,234.
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