EMI vs SIP for ₹900,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 7,038
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 6,660
Monthly Savings
₹ 379
SIP Investment
@ 12% for 29 years
₹ 1,182,876
Extra Interest Paid
₹ 290,426
Final Outcome
₹ 892,450
Profit from SIP strategy
Analysis
For ₹900,000 loan at 8%, investing savings can generate ₹1,182,876.
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