EMI vs SIP for ₹900,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 9,543
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 9,291
Monthly Savings
₹ 252
SIP Investment
@ 12% for 29 years
₹ 787,203
Extra Interest Paid
₹ 484,838
Final Outcome
₹ 302,365
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹787,203.
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