EMI vs SIP for ₹900,000
23 Years @ 9%
Original Plan
23 Years @ 9%
EMI: ₹ 7,733
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 7,347
Monthly Savings
₹ 387
SIP Investment
@ 12% for 28 years
₹ 1,066,790
Extra Interest Paid
₹ 334,068
Final Outcome
₹ 732,722
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,066,790.
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