EMI vs SIP for ₹900,000
23 Years @ 12%
Original Plan
23 Years @ 12%
EMI: ₹ 9,617
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 9,330
Monthly Savings
₹ 288
SIP Investment
@ 12% for 28 years
₹ 793,278
Extra Interest Paid
₹ 480,402
Final Outcome
₹ 312,876
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹793,278.
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