EMI vs SIP for ₹900,000
21 Years @ 11%
Original Plan
21 Years @ 11%
EMI: ₹ 9,170
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 8,758
Monthly Savings
₹ 412
SIP Investment
@ 12% for 26 years
₹ 885,597
Extra Interest Paid
₹ 421,742
Final Outcome
₹ 463,855
Profit from SIP strategy
Analysis
For ₹900,000 loan at 11%, investing savings can generate ₹885,597.
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