EMI vs SIP for ₹900,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 8,252
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 7,638
Monthly Savings
₹ 614
SIP Investment
@ 12% for 24 years
₹ 1,027,184
Extra Interest Paid
₹ 318,266
Final Outcome
₹ 708,918
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,027,184.
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