EMI vs SIP for ₹900,000
19 Years @ 8%
Original Plan
19 Years @ 8%
EMI: ₹ 7,691
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 7,038
Monthly Savings
₹ 652
SIP Investment
@ 12% for 24 years
₹ 1,090,634
Extra Interest Paid
₹ 273,647
Final Outcome
₹ 816,987
Profit from SIP strategy
Analysis
For ₹900,000 loan at 8%, investing savings can generate ₹1,090,634.
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