EMI vs SIP for ₹900,000
17 Years @ 7%
Original Plan
17 Years @ 7%
EMI: ₹ 7,557
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 6,691
Monthly Savings
₹ 866
SIP Investment
@ 12% for 22 years
₹ 1,122,413
Extra Interest Paid
₹ 224,759
Final Outcome
₹ 897,654
Profit from SIP strategy
Analysis
For ₹900,000 loan at 7%, investing savings can generate ₹1,122,413.
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