EMI vs SIP for ₹900,000
16 Years @ 12%
Original Plan
16 Years @ 12%
EMI: ₹ 10,564
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 9,798
Monthly Savings
₹ 765
SIP Investment
@ 12% for 21 years
₹ 871,347
Extra Interest Paid
₹ 440,974
Final Outcome
₹ 430,373
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹871,347.
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