EMI vs SIP for ₹900,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 8,803
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 7,340
Monthly Savings
₹ 1,463
SIP Investment
@ 12% for 18 years
₹ 1,119,951
Extra Interest Paid
₹ 212,120
Final Outcome
₹ 907,831
Profit from SIP strategy
Analysis
For ₹900,000 loan at 7%, investing savings can generate ₹1,119,951.
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