EMI vs SIP for ₹900,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 10,450
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 8,089
Monthly Savings
₹ 2,360
SIP Investment
@ 12% for 15 years
₹ 1,190,955
Extra Interest Paid
₹ 202,130
Final Outcome
₹ 988,825
Profit from SIP strategy
Analysis
For ₹900,000 loan at 7%, investing savings can generate ₹1,190,955.
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