EMI vs SIP for ₹8,800,000
17 Years @ 8%
Original Plan
17 Years @ 8%
EMI: ₹ 79,047
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 70,944
Monthly Savings
₹ 8,103
SIP Investment
@ 12% for 22 years
₹ 10,500,575
Extra Interest Paid
₹ 2,603,618
Final Outcome
₹ 7,896,957
Profit from SIP strategy
Analysis
For ₹8,800,000 loan at 8%, investing savings can generate ₹10,500,575.
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