EMI vs SIP for ₹8,800,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 90,911
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 76,997
Monthly Savings
₹ 13,914
SIP Investment
@ 12% for 18 years
₹ 10,650,161
Extra Interest Paid
₹ 2,449,251
Final Outcome
₹ 8,200,910
Profit from SIP strategy
Analysis
For ₹8,800,000 loan at 8%, investing savings can generate ₹10,650,161.
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