EMI vs SIP for ₹8,600,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 151,814
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 112,954
Monthly Savings
₹ 38,859
SIP Investment
@ 12% for 12 years
₹ 12,522,544
Extra Interest Paid
₹ 3,513,048
Final Outcome
₹ 9,009,496
Profit from SIP strategy
Analysis
For ₹8,600,000 loan at 12%, investing savings can generate ₹12,522,544.
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