EMI vs SIP for ₹8,600,000
16 Years @ 8%
Original Plan
16 Years @ 8%
EMI: ₹ 79,544
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 70,557
Monthly Savings
₹ 8,987
SIP Investment
@ 12% for 21 years
₹ 10,232,978
Extra Interest Paid
₹ 2,507,953
Final Outcome
₹ 7,725,026
Profit from SIP strategy
Analysis
For ₹8,600,000 loan at 8%, investing savings can generate ₹10,232,978.
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