EMI vs SIP for ₹8,500,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 92,539
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 88,991
Monthly Savings
₹ 3,549
SIP Investment
@ 12% for 26 years
₹ 7,633,245
Extra Interest Paid
₹ 4,445,233
Final Outcome
₹ 3,188,012
Profit from SIP strategy
Analysis
For ₹8,500,000 loan at 12%, investing savings can generate ₹7,633,245.
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