EMI vs SIP for ₹8,300,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 95,271
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 82,987
Monthly Savings
₹ 12,284
SIP Investment
@ 12% for 18 years
₹ 9,402,935
Extra Interest Paid
₹ 3,062,861
Final Outcome
₹ 6,340,074
Profit from SIP strategy
Analysis
For ₹8,300,000 loan at 10%, investing savings can generate ₹9,402,935.
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