EMI vs SIP for ₹8,100,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 83,679
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 70,872
Monthly Savings
₹ 12,807
SIP Investment
@ 12% for 18 years
₹ 9,802,989
Extra Interest Paid
₹ 2,254,425
Final Outcome
₹ 7,548,565
Profit from SIP strategy
Analysis
For ₹8,100,000 loan at 8%, investing savings can generate ₹9,802,989.
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