EMI vs SIP for ₹8,000,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 101,493
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 90,556
Monthly Savings
₹ 10,937
SIP Investment
@ 12% for 18 years
₹ 8,371,813
Extra Interest Paid
₹ 3,727,148
Final Outcome
₹ 4,644,665
Profit from SIP strategy
Analysis
For ₹8,000,000 loan at 12%, investing savings can generate ₹8,371,813.
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