EMI vs SIP for ₹8,000,000
11 Years @ 12%
Original Plan
11 Years @ 12%
EMI: ₹ 109,423
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 93,898
Monthly Savings
₹ 15,525
SIP Investment
@ 12% for 16 years
₹ 9,025,908
Extra Interest Paid
₹ 3,584,578
Final Outcome
₹ 5,441,330
Profit from SIP strategy
Analysis
For ₹8,000,000 loan at 12%, investing savings can generate ₹9,025,908.
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