EMI vs SIP for ₹800,000
26 Years @ 10%
Original Plan
26 Years @ 10%
EMI: ₹ 7,208
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 6,985
Monthly Savings
₹ 222
SIP Investment
@ 12% for 31 years
₹ 887,438
Extra Interest Paid
₹ 349,739
Final Outcome
₹ 537,699
Profit from SIP strategy
Analysis
For ₹800,000 loan at 10%, investing savings can generate ₹887,438.
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