EMI vs SIP for ₹800,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 7,335
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 6,789
Monthly Savings
₹ 546
SIP Investment
@ 12% for 24 years
₹ 913,052
Extra Interest Paid
₹ 282,903
Final Outcome
₹ 630,149
Profit from SIP strategy
Analysis
For ₹800,000 loan at 9%, investing savings can generate ₹913,052.
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