EMI vs SIP for ₹800,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 8,923
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 8,483
Monthly Savings
₹ 440
SIP Investment
@ 12% for 24 years
₹ 736,033
Extra Interest Paid
₹ 408,656
Final Outcome
₹ 327,376
Profit from SIP strategy
Analysis
For ₹800,000 loan at 12%, investing savings can generate ₹736,033.
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