EMI vs SIP for ₹7,900,000

24 Years @ 10%

Original Plan

24 Years @ 10%

EMI: ₹ 72,474

Extended Plan

29 Years (Reduced EMI)

EMI: ₹ 69,716

Monthly Savings

₹ 2,758

SIP Investment

@ 12% for 29 years

₹ 8,608,478

Extra Interest Paid

₹ 3,388,631

Final Outcome

₹ 5,219,847

Profit from SIP strategy

Analysis

For ₹7,900,000 loan at 10%, investing savings can generate ₹8,608,478.

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