EMI vs SIP for ₹7,600,000
25 Years @ 8%
Original Plan
25 Years @ 8%
EMI: ₹ 58,658
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 55,766
Monthly Savings
₹ 2,892
SIP Investment
@ 12% for 30 years
₹ 10,208,246
Extra Interest Paid
₹ 2,478,389
Final Outcome
₹ 7,729,857
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹10,208,246.
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