EMI vs SIP for ₹7,600,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 62,353
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 57,957
Monthly Savings
₹ 4,395
SIP Investment
@ 12% for 26 years
₹ 9,454,284
Extra Interest Paid
₹ 2,369,890
Final Outcome
₹ 7,084,394
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹9,454,284.
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