EMI vs SIP for ₹7,600,000
14 Years @ 8%
Original Plan
14 Years @ 8%
EMI: ₹ 75,340
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 64,942
Monthly Savings
₹ 10,398
SIP Investment
@ 12% for 19 years
₹ 9,101,702
Extra Interest Paid
₹ 2,149,649
Final Outcome
₹ 6,952,053
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹9,101,702.
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