EMI vs SIP for ₹7,600,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 78,514
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 66,497
Monthly Savings
₹ 12,016
SIP Investment
@ 12% for 18 years
₹ 9,197,867
Extra Interest Paid
₹ 2,115,263
Final Outcome
₹ 7,082,604
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹9,197,867.
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