EMI vs SIP for ₹7,600,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 96,419
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 86,028
Monthly Savings
₹ 10,390
SIP Investment
@ 12% for 18 years
₹ 7,953,223
Extra Interest Paid
₹ 3,540,791
Final Outcome
₹ 4,412,432
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 12%, investing savings can generate ₹7,953,223.
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