EMI vs SIP for ₹7,600,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 87,236
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 75,988
Monthly Savings
₹ 11,248
SIP Investment
@ 12% for 18 years
₹ 8,609,916
Extra Interest Paid
₹ 2,804,547
Final Outcome
₹ 5,805,369
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 10%, investing savings can generate ₹8,609,916.
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