EMI vs SIP for ₹7,600,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 88,242
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 68,311
Monthly Savings
₹ 19,931
SIP Investment
@ 12% for 15 years
₹ 10,056,954
Extra Interest Paid
₹ 1,706,877
Final Outcome
₹ 8,350,077
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 7%, investing savings can generate ₹10,056,954.
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