EMI vs SIP for ₹7,500,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 56,885
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 52,263
Monthly Savings
₹ 4,623
SIP Investment
@ 12% for 26 years
₹ 9,943,647
Extra Interest Paid
₹ 1,970,884
Final Outcome
₹ 7,972,763
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 7%, investing savings can generate ₹9,943,647.
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