EMI vs SIP for ₹7,500,000
15 Years @ 9%
Original Plan
15 Years @ 9%
EMI: ₹ 76,070
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 67,479
Monthly Savings
₹ 8,591
SIP Investment
@ 12% for 20 years
₹ 8,583,227
Extra Interest Paid
₹ 2,502,468
Final Outcome
₹ 6,080,759
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 9%, investing savings can generate ₹8,583,227.
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