EMI vs SIP for ₹7,500,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 81,726
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 70,233
Monthly Savings
₹ 11,493
SIP Investment
@ 12% for 18 years
₹ 8,796,945
Extra Interest Paid
₹ 2,421,144
Final Outcome
₹ 6,375,801
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 9%, investing savings can generate ₹8,796,945.
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