EMI vs SIP for ₹7,300,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 59,891
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 55,670
Monthly Savings
₹ 4,222
SIP Investment
@ 12% for 26 years
₹ 9,081,088
Extra Interest Paid
₹ 2,276,342
Final Outcome
₹ 6,804,747
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 8%, investing savings can generate ₹9,081,088.
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