EMI vs SIP for ₹7,300,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 79,475
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 76,428
Monthly Savings
₹ 3,048
SIP Investment
@ 12% for 26 years
₹ 6,555,610
Extra Interest Paid
₹ 3,817,671
Final Outcome
₹ 2,737,940
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 12%, investing savings can generate ₹6,555,610.
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