EMI vs SIP for ₹7,300,000
15 Years @ 9%
Original Plan
15 Years @ 9%
EMI: ₹ 74,041
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 65,680
Monthly Savings
₹ 8,361
SIP Investment
@ 12% for 20 years
₹ 8,354,341
Extra Interest Paid
₹ 2,435,736
Final Outcome
₹ 5,918,605
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 9%, investing savings can generate ₹8,354,341.
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