EMI vs SIP for ₹7,300,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 69,763
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 61,060
Monthly Savings
₹ 8,702
SIP Investment
@ 12% for 20 years
₹ 8,695,062
Extra Interest Paid
₹ 2,097,162
Final Outcome
₹ 6,597,900
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 8%, investing savings can generate ₹8,695,062.
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