EMI vs SIP for ₹7,300,000
15 Years @ 12%
Original Plan
15 Years @ 12%
EMI: ₹ 87,612
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 80,379
Monthly Savings
₹ 7,233
SIP Investment
@ 12% for 20 years
₹ 7,226,818
Extra Interest Paid
₹ 3,520,821
Final Outcome
₹ 3,705,997
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 12%, investing savings can generate ₹7,226,818.
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