EMI vs SIP for ₹7,300,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 83,793
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 72,989
Monthly Savings
₹ 10,804
SIP Investment
@ 12% for 18 years
₹ 8,270,051
Extra Interest Paid
₹ 2,693,841
Final Outcome
₹ 5,576,210
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 10%, investing savings can generate ₹8,270,051.
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