EMI vs SIP for ₹7,200,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 108,667
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 74,043
Monthly Savings
₹ 34,624
SIP Investment
@ 12% for 12 years
₹ 11,157,613
Extra Interest Paid
₹ 1,534,202
Final Outcome
₹ 9,623,411
Profit from SIP strategy
Analysis
For ₹7,200,000 loan at 7%, investing savings can generate ₹11,157,613.
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